Saturday, November 21, 2020

If Only I Am More Successful...

Sometimes, I blame myself for not being successful enough. Because if you are, maybe more people will listen to you.

In Sep 2020, I put out a few post to inform people not to ignore STI ETF.

5 Sep 2020 - The Risk Of Passive Investing In ETF

8 Sep 2020 - If I Had To Choose - STI ETF or One of its Components?

If you had enter on 4 Sep, you will be sitting on around 12% gain in almost 2.5 months?

On 24 Sep 2020, I had also inform readers of my actions to purchase more US Stocks. Since then US stocks has made an amazing comeback!

On 27 Oct 2020, I also inform readers of my thoughts of using SG as a hedge to my US Stocks. I also informed them to enter slow and steady, with caution.

If any one of you had read and taken action, please comment on the post, on my FB page or just share this post.

The fact is if anyone had taken action, they will be sitting on some gains now.

But if you are in FOMO (Fear of missing out) mode, please switch out that mode and look at your cash pile. It is important to NOT BUY INTO THE MARKET DUE TO FOMO. Prepare the number of tranches you can have and then find great companies. If you want to go into any indexes, please ensure you go in tranches or dollar cost average.

On a side note, let me announced some very happy news on my portfoilo and also hopefully boost my profile a bit.

MACY - 1st purchase at US$6.030 on 6 Oct 2020. Now that it is more than US$9+. I will be closing the position. This post also goes out to the friend whom asked me about MACY - Thank you.

CRNC - If you are on my Fundamental Scorecard Telegram Group, you will have heard me talked about this position MANY TIMES. 1st purchase at US$53.50 on 5 Aug 2020. Now it is above US$84. This will be a position I will hold and build. Maybe I will do a YouTube video on this. 

SMSI - Similarly I mention to my Fundamental Scorecard Telegram Group on this purchase. 1st purchase at US$4.020 on 15 Jul 2020. Now it is above US$5.25. I will hold on to this. It is an interesting company that reminds me of the same saying I mention on MACY - Mohnish Pabrai - Heads I win, Tails I don't lose much.

ORBC - Again, I mention to my Fundamental Scorecard Telegram Group on this purchase. 1st purchase at US$3.820 on 19 oct 2020. Now it is above US$6.23. I studied enough in this company to understand its moat within its industry. 

So having said this - I just like to mention that "Yes I know I was lucky" for this recent bull run. But I guess I also stayed true to my strategy. In this FB Video with JR_Chai, I mentioned to him that I believe luck and discipline plays a part in every investor journey. 

I am only lucky for now. Cause unlucky times may come back to me. This is where discipline plays the part. So if you are FOMOing now, please don't. Stick to your strategy and invest with caution.

My next chat with JR_Chai will happen in the next few days. Stay tuned to our FB Pages (TUBInvesting FB Page and JR_Chai FB Page)!

If you want to join my Fundamental Scorecard Telegram Group, I think you can just google "Fundamental Scorecard Telegram Groups". There are links on the net to join. Remember to answer the Bot's question to stay inside the group!

Tuesday, November 10, 2020

Macy's Inc Analysis Came True?

US Stocks has been rising significantly! It was on FIRE!

Firstly Biden beat Trump. 

And then on 9 Nov 2020 -  Vaccine hope increases significantly!

Then BOOM! The US market went crazily green.

Then Macy's Inc went up significantly!

Screenshot from SeekingAlpha

Just a recap - I uploaded a YouTube Video on Recovery Stock and also my selection of Macy's Inc as a company to purchase. In the video, I also did a SWOT business analysis!

In addition, I also did a fireside chat on FB Live with JR_Chai where we chatted about the Investment Landscape and the sectors I am investing in. During this session, I also explained on my investment in Macy's Inc.

So with the sudden share price gain, can I equate that my Macy's Inc analysis was spot on? 

MAYBE. After all, without the analysis, I will not have the conviction to hold on to the company when the share price went from US$7 plus to almost US$6. 

Nevertheless, as Investors, we must stay realistic and understand luck does play a part too.

If you are interested in any of my future analysis - feel free to follow this Blog, my FB Page or my YouTube Channel.

Tuesday, November 3, 2020

Save Time On Quantitative Aspect of Investing Using Our Combined Scorecard!

It has been a long while. 

At last, YES, it is back! 

We are re-launching our Fundamental Scorecard Website!

After a really really long time, we have re-created a NEW Combined Scorecard where we combined the Ultimate Scorecard, the Full Analysis Scorecard and the Moat Scorecard into 1 SINGLE SCORECARD REPORT where everything we believe are important are in just 2 pages!

Parts of the Combined Scorecard is in this post.

You can also find parts of the Combined Scorecard from 3F Brian's Post in his blog and also on this post on his Facebook Page!

Read the guide below to understand more!

I believe you definitely still have questions for us, thus we will be having a webinar to discuss Fundamental Scorecard and the Combined Scorecard on:

6 Nov 2020 (This Upcoming Friday), 8pm to 9.30pm.  On Zoom. 

Click on this LINK on Friday to join us in the webinar!

Tuesday, October 27, 2020

My Thoughts On SG Banks and SG Investment

While I informed of my friends a possible correction ahead this week and the month ahead, one of them asked me if the SG banks will be falling as well? 

I gave him a long message and it goes like this:

"In US, the economy is protected via the stimulus. So when the 2nd stimulus is taking so long, economy get worse

In SG, it is a bit different. We are protected by government in terms of everything, to the point have keeping our job. We are in a bubble wrap economy in SG.

For example, just look at SIA, if government did not even come out with the stimulus plans, so many people will be out of job. The fact is - once this bubble is POKED and it will burst, the banks will be the 1st to hit. Big time.

There are really many policies that is protecting everyone - like the wage credit scheme, the temporary covid-19 act that allows deferment of loan payments, forbearance of loan payments for mortgage, Temporary bridging loan by Spring Singapore (90% risk sharing), etc. Banks knows this and is already - protecting themselves by having higher provision.

So with that, I am not saying the economy will fall. But I feel we should take calculated risk.

In my opinion, any new investment into SG banks must be slow and steady. Because I foresee lousy bad results next Feb/Mar, such as dividend drop etc...then people complain, share price fall...

If you wanna buy SG banks, go in slow, and take cost averaging strategy instead.

I am intending to reduce my OCBC holdings from 15% to 12.5% of portfolio. My US holdings is also really doing much better.

The conclusion is I see SG as a bond like feature investment right now - a protection base/a hedge against the soaring US market."

That was the conversation and I hope it provides some light to you as my reader into my thoughts of how I currently invest. 

Sunday, October 18, 2020

A Comparison For Fastly, Cloudflare and Limelight Networks

My Fundamental Scorecard Telegram Group and Facebook Readers will have gotten this information 1 day earlier. But nevertheless, here it is for my blog readers.

The above pictures shows how Combined Scorecard of Fundamental Scorecard Website can be used to accelerate choosing between Fastly, Cloudflare and Limelight Network quantitatively. Generally, in the 4 quadrants, it is indicating that Fastly and Cloudflare is definitely more better choice over Limelight Network. In terms of income statement, Cloudflare and Fastly is similar. But in terms of balance sheet, Fastly is better by a mile in terms of its cash balance and debt balance. Even on a NAV level, Fastly is better.

Nevertheless, Combined Scorecard looks solely on Companies on a quantitative basis. This will allow us to have more time to compare the companies qualitatively. That's what Fundamental Scorecard Website is trying to do - To Fully Maximize Utilizing All Your Resources!

Do note that the above pictures do not show the full details of the scorecard!